Chanakya₹
Expenses & income
Record what left and what came in, categorised down to sub-category, with notes and the date it really happened.
Private by default · No ads
Every rupee,
Every rupee,
in its place.
A personal and family finance ledger: what you spent, what came in, which account and card it moved through, and who was on the other side of it.
The app is in development — not open yet.
What you can do
Built for the way a household actually spends
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Accounts & instruments
Cash, bank, credit cards and wallets — and the debit card or UPI handle the money actually went through.
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People & businesses
Every entry can name who it was paid to or received from, so a year later the ledger still makes sense.
How it works
Three steps, then it is just a habit
Add your accounts
A cash account is created for you. Add banks, cards and wallets, with their cards and UPI handles.
Log as you go
Pick the account, then the card or handle it was paid with, and who it was paid to.
Read the month
Totals, category breakdowns and trends — always in your primary currency, never a mix.
Your ledger is nobody else's business
One household, one database. No advertising, no data resale, no third-party analytics watching what you buy. Joining a household is a choice, and outside it nobody sees your entries.
Read our stanceBeing built, in the open
Chanakya is in active development and not yet open to sign-ups. The pages here describe what it already does and what is decided next.